Farmer Mac Express Loans

Take advantage of our highly competitive rate — call today to find out more!

Loan Programs

• $0 – $1.5 Million
  • Stated Income & Assets
  • Permanent plantings eligible

• $1.5 – $3 Million
  • Income verified with 2 years of tax returns; assets stated
  • Permanent plantings eligible

• $3 – $5 Million
  • Income verified with 2 years of tax returns; assets stated
  • Permanent plantings not eligible

Program Highlights

• All title holders must be loan applicants
• Trusts and businesses must include an eligible co-borrower
• Property must have agricultural use as highest and best use. (Dwelling and structural improvements are eligible, subject to specific maximum value limits.)
• Fixed and variable rate options available
• Monthly, quarterly, and semi-annual payment options
• Recommended minimum credit score: 720 (TransUnion only)
• No seasoning requirement
• Up to 65%. LTV on permanent plantings capped at 55-60%
• Eligible for:
  • Cash-Out Refinance
  • Rate-and-Term Refinance
  • Purchase Loans